Dallas Health Insurance

No one plans to get sick or hurt, but most people need medical care at some point. Health insurance from Selected Benefits covers these costs and offers many other vital benefits.

We deliver consistent, reliable, and comprehensive health insurance benefits for individuals and groups as well as health savings accounts, Medicare supplements, and life insurance. Our experts simplify the health insurance process, making it fast and easy for Dallas/Fort Worth-area residents and employers to acquire the plan that fits their unique needs and budget.

Group Health Insurance for Large and Small Companies

A group health insurance policy is utilized by employers or employee organizations, both small and large. Its services are offered to eligible participants and their dependents.

A primary benefit of group health insurance is the increased number of people getting insurance. Including more people opens up additional options at generally lower prices compared to buying coverage individually. To summarize, group health insurance for large and small companies delivers significant value:

  • Better insurance plans offered
  • Lower prices for insurance plans
  • More coverage for pre-existing conditions
  • Better access to care
  • Tax incentives for providing health insurance to employees
  • Improves employee morale

Selected Benefits offers a comprehensive selection of small and large business group medical plans from all major health insurance carriers in Texas. Our health insurance experts work closely with your company or its benefits manager to pinpoint policies that enhance employee healthcare benefits while reducing costs.

Health Insurance for Individuals and Families

While conventional, employer-provided health insurance is very familiar to most people, it’s not the only option. As a result of health reform changes, more people than ever are getting individual health insurance policies.

Individual health insurance is a policy obtained by a person for themselves and their family that’s aligned with personal needs and budgetary requirements. Enrolling in this health insurance policy type provides an array of benefits:

  • Covers essential health benefits
  • Available to everyone, regardless of pre-existing medical conditions
  • Plan-holders can keep policies, even when switching jobs
  • Pick the policy that best fits needs, including the network of providers and coverage amounts
  • Costs less than other employer-sponsored health insurance offerings, in certain circumstances

As medical care costs continue to rise, it’s increasingly important to obtain health insurance for you and your family. Selected Benefits is dedicated to finding the right individual health insurance plan. We work with you, comparing the benefits, rates, doctor, and hospital networks from the insurance companies serving the greater Dallas area. Our professional agents are available to offer advice and answer questions.

Medicare Supplemental Insurance, or Medigap

While Medicare covers most of the costs associated with healthcare services and supplies, beneficiaries may still be responsible for various out-of-pocket expenses that quickly add up. A Medicare Supplement Insurance, or Medigap, policy helps pay for some remaining expenditures.

  • Copayments
  • Coinsurance
  • Deductibles

At Selected Benefits, we specialize in Medicare insurance products. We work with major Medicare supplement carriers in Texas and are adept at quickly analyzing your current policy. When there’s a better alternative out there, our experts can find it. If you’re turning 65 in the coming months, our team is also happy to figure out the best combination of plans.

Life Insurance

Life insurance is a substantial investment, as it lets you leave beneficiaries with a non-taxable amount upon death. These funds can cover personal liabilities, such as a mortgage, automobile loan, or other outstanding amounts.

An individual life insurance policy follows you upon retirement or when no longer enrolled in an employer-sponsored insurance plan. Here are additional advantages of life insurance:

  • Covering final costs after you pass away
  • Paying off debt
  • Replacing income
  • Inheritance
  • Charitable contributions

It’s imperative to select the best life insurance policy for your situation. At Selected Benefits, our area of expertise is matching you with the best option for your budget and needs. We offer the term, group, and universal life insurance for individuals and businesses alike. Our experts can even structure custom key man life insurance policies for the upper management of your business.

Your Benefits Partner
Healthcare in the United States of America is constantly changing, which makes product offerings complicated and hard to understand. Insurance brokers play a vital role in helping individuals, groups, and employers navigate these challenges.

Selected Benefits supports you or your human resources department by offering strategic advice and feedback when selecting a healthcare plan. Additionally, we’re available to answer any questions. Advantages of partnering with us include:

  • Stay informed
  • Obtain unbiased information
  • Get assistance with applications and enrollment processes
  • Troubleshoot issues

At Selected Benefits, we tirelessly work so you can more easily navigate the complex healthcare insurance marketplace in Dallas and its surrounding communities.

Contact us for additional information.