by Steve Wendlandt | Aug 15, 2017 | Education Corner, Health Insurance, Overview, Small Business, Small Group Health Insurance
As we ended 2016 and began 2017, our agency sensed a “sea change” within our clients and what they want in their health insurance benefits going forward. The frustration over the Affordable Care Act along with the government’s inability to make any real changes going...
by Steve Wendlandt | Aug 10, 2017 | Education Corner, Health Insurance, Overview, Small Group Health Insurance
Well here we are again. The Affordable Care Act, even with the showdown in Washington, looks to be here to stay for at least another year. I realize that Trumpito is trying to let it die a natural death, but that would be very unlikely given the fact that many of you...
by Steve Wendlandt | Aug 7, 2017 | Education Corner, How It Works, Small Group Health Insurance
This is a common question from many of our small business owners. Some operate under a corporate veil and some as a sole proprietorship. Either way, you must meet certain tests in order for the health insurance carriers to accept your application for coverage. First...
by Steve Wendlandt | Jul 28, 2017 | Education Corner, Health Insurance, How It Works, Small Business
I’m very surprised that since the Patient Protection & Affordable Care Act has been in place since 2010, that many of you are still not aware of the basic rules and what it can do for you. Please don’t get political on me, this is simply a case study of one of...
by Steve Wendlandt | Jul 26, 2017 | Education Corner, How It Works
Over the past year or so, we have converted about 20% of our clients from an individual policy over to a small group health plan through their business. Why would we do that, you ask? Let’s answer that question by being specific about a real client of ours in the...
by Steve Wendlandt | Jul 25, 2017 | Education Corner, Small Business
This is a common question from our clients and the answer is ever changing. As a local, Houston based, health insurance broker, we have shifted our focus primarily based on the federal government’s inability to resolve the issue. In years past, we were more focused on...
by Steve Wendlandt | May 21, 2017 | Education Corner, How It Works
Understanding the History of Small Group Insurance A bit of historic interest: Texas is considered by many to be the home of modern group health insurance. Though various forms of ‘insurance’ have been in existence since ancient times, it was in Dallas in 1929 that...
by Steve Wendlandt | May 21, 2017 | Education Corner, Overview
There is a common misconception amongst owners of small businesses that their companies are not large enough to warrant a group health insurance plan. These business owners are often misinformed about the nature of the policies that many health insurance providers...
by Steve Wendlandt | May 21, 2017 | Education Corner
Group insurance plans are traditionally purchased by employers to offer individual and family insurance plans to their employees. The United States Internal Revenue Service allows for tax benefits to employers who purchase group insurance plans. Interestingly, group...
by Steve Wendlandt | Oct 12, 2016 | Health Insurance, Small Business
Well we knew it wouldn’t last forever, but the Federal government just passed down another rule change that will provide another small roadblock for some Texas small businesses who wish to form a small group plan. In years past, we used to be able to form a...
