by Steve Wendlandt | Oct 5, 2016 | Uncategorized
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by Steve Wendlandt | Sep 13, 2016 | Health Insurance, Insurance Products
Deductible: In general, the higher the deductible, the lower the monthly premium and the lower the deductible, the higher the monthly premium. The deductible is solely your responsibility and must be paid first before the insurance carrier will begin to pay their...
by Steve Wendlandt | Sep 13, 2016 | Health Insurance, Insurance Products
The answer depends on whether we’re discussing the pre-underwriting price or the post-underwriting price. By pre-underwriting price, I simply mean the monthly premium that you see posted on the internet etc without regard to one’s medical history. Only...
by Steve Wendlandt | Sep 13, 2016 | Health Care Reform
4) The Supreme Court could repeal the individual mandate, but nothing else. This appears to be the most likely outcome based on oral arguments. The individual/family and small group employer markets are in great jeopardy if the mandate is overturned, but the...
by Steve Wendlandt | Sep 13, 2016 | Health Care Reform
2) It is possible that the Supreme Court could rule that the individual mandate is unconstitutional and therefore, the law would not be able to stand on its’ own without it. Why? Unless everyone in the U.S. buys health insurance and pays their applicable premiums,...
by Steve Wendlandt | Sep 13, 2016 | Health Care Reform, Health Insurance
In the past few weeks, the Supreme Court decided the ultimate fate of the new healthcare reform law passed by Obama in 2010. In a few more weeks, Americans will have a better idea of the ramifications of their decision. There are four likely outcomes of this landmark...
by Steve Wendlandt | Sep 13, 2016 | Life Insurance
If you are diagnosed with a terminal or critical illness, the plan will pay out up to 90% of the face amount in a single lump sum. A terminal illness is defined as a disease that cannot be adequately treated or cured and that is usually expected to result in the death...
by Steve Wendlandt | Sep 13, 2016 | Life Insurance
Selected Benefits basically offers several types of term life insurance, but each one has different objectives and is applicable in different situations. On the plans we offer, the premiums are guaranteed to never increase over the term of the policy. Term Life with...
by Steve Wendlandt | Sep 13, 2016 | Life Insurance
The two most popular types of life insurance are either Term Life Insurance or Universal Life Insurance. Term Life Insurance will last either 10, 15, 20, 25 or 30 years. Once the term is over, the insurance carrier will typically give you an option to renew the...
by Steve Wendlandt | Sep 13, 2016 | Health Insurance
Temporary health insurance in for Texas residents can be used for a variety of reasons including, but not limited to: 1) A person in between jobs as a short term medical insurance can be much less expensive than COBRA. 2) A person waiting for employer benefits to...
