Latests Posts
What are the criteria to create small group health insurance policies in Texas?
This is a common question from many of our small business owners. Some operate under a corporate veil and some as a sole proprietorship. Either way, you must meet certain tests in order for the health insurance carriers to accept your application for coverage. First...
A case study of one of our clients within the Houston health insurance market
I’m very surprised that since the Patient Protection & Affordable Care Act has been in place since 2010, that many of you are still not aware of the basic rules and what it can do for you. Please don’t get political on me, this is simply a case study of one of our...
Is a small group health insurance plan a better deal than a family plan?
Over the past year or so, we have converted about 20% of our clients from an individual policy over to a small group health plan through their business. Why would we do that, you ask? Let’s answer that question by being specific about a real client of ours in the...
How can I reduce my health insurance premiums?
This is a common question from our clients and the answer is ever changing. As a local, Houston based, health insurance broker, we have shifted our focus primarily based on the federal government’s inability to resolve the issue. In years past, we were more focused on...
How Does Small Group Insurance Work?
Understanding the History of Small Group Insurance A bit of historic interest: Texas is considered by many to be the home of modern group health insurance. Though various forms of ‘insurance’ have been in existence since ancient times, it was in Dallas in 1929 that...
Why Small Group Insurance for Your Small Business?
There is a common misconception amongst owners of small businesses that their companies are not large enough to warrant a group health insurance plan. These business owners are often misinformed about the nature of the policies that many health insurance providers...
Group Insurance Tax Benefits
Group insurance plans are traditionally purchased by employers to offer individual and family insurance plans to their employees. The United States Internal Revenue Service allows for tax benefits to employers who purchase group insurance plans. Interestingly, group...
Free E-Book!
