Does everyone need a Medicare supplement policy in Texas?

Not everyone needs to purchase a Medicare supplement policy as they may already have the gaps in their Medicare plan covered through other means. You more than likely won’t need a Medigap policy if you:

1. Are enrolled in a Medicare Advantage plan
2. have Medicaid
3. if the Qualified Medicare Beneficiary Program covers your annual Medicare premiums
4. if you are still covered under a group health insurance plan through your current or former employer.