Group Health Insurance in Austin, TX

Austin’s Preferred Group Health Insurance Provider For Businesses Of 2-500 Employees

As a hub of innovation and entrepreneurship, Austin boasts a dynamic business environment. At Selected Benefits, we understand the unique needs of businesses in this vibrant city, especially when it comes to navigating the complexities of group health insurance in Austin. Our expertise as licensed Texas insurance agents allows us to offer tailored Texas group health plans that meet the needs of businesses with 10-500 employees, ensuring you have the right coverage at the best rates.

Why Austin Businesses Trust Selected Benefits

At Selected Benefits, we go beyond just offering small business insurance. We provide hands-on, personalized support, ensuring you always receive the best coverage at the best price. Here’s why Austin businesses rely on us:

Free Broker Support

Our team doesn’t just provide quotes – we shop around every year to ensure you’re getting the most competitive rates available. We work tirelessly to negotiate on your behalf, offering peace of mind knowing you’re not overpaying.

Local Austin Agents

As a Texas-based agency, we deeply understand the business environment in Austin. Our local agents provide tailored advice and insight, ensuring your plan meets both your needs and the specific regulations in Austin.

Carrier Network

With access to a diverse range of providers for Texas group health insurance, we offer you the flexibility to select the best plan for your business, whether you’re looking for PPO, HMO, or level-funded vs self-funded.

Tax Credit Guidance

We help businesses understand the tax implications for health insurance that can reduce premium costs. Our detailed guidance ensures you maximize available benefits, saving your business money.

Ongoing Support

Beyond the initial sale, our team is always available to address any questions or concerns. Whether it’s a question about plan changes or guidance through open enrollment, we offer continuous support to ensure your company stays on track.

Our consultative approach ensures that your business receives the best value in terms of both price and benefits, making us a trusted partner for businesses across Austin.

Group Plan Options Tailored to Your Business

At Selected Benefits, we understand that every business has unique needs when it comes to employee health insurance. That’s why we offer a variety of Texas group health plans tailored to businesses of all sizes:

PPO Plans – Ideal for companies seeking flexibility, PPO plans allow employees to choose their healthcare providers without referrals. This plan offers extensive coverage and access to specialists.
Level-Funded Plans – A hybrid between fully insured and self-insured plans, level-funded plans offer cost predictability with the potential for savings. Employers pay a fixed monthly fee, with the possibility of receiving a refund if claims are lower than expected.
Self-Funded Plans – Best for larger businesses, self-funded plans give employers direct control over healthcare claims. These plans provide flexibility but carry more risk, making them ideal for companies with predictable healthcare costs.
Managed Care Plans – Designed to lower premiums, these plans use a network of providers to offer affordable coverage. Employees must use in-network providers, which helps keep costs down.

All our plans are ACA-compliant employer coverage, ensuring compliance with state and federal regulations. Whether you need flexibility, cost control, or simplicity, Selected Benefits has a plan to fit your business needs.

Frequently Asked Questions

Austin Large and Small Business Group Health Insurance

What is the average cost of health insurance in Austin, Texas?

The average health insurance cost in Austin for a small business can range from $400 to $1,000 per month per employee. This varies depending on the plan type, employee size, and coverage level chosen.

How does Selected Benefits cater to Austin’s innovative business scene?

Austin is known for its startups and tech companies. We offer flexible and robust plans that cater to dynamic businesses, ensuring they can adapt as they grow.

Are There Options for Startup Health Insurance in Austin?

Yes, we provide startup health insurance in Austin that is customizable for new businesses, ensuring that your employees are covered while keeping costs manageable.

How can Austin businesses maximize their health insurance tax benefits?

Selected Benefits provides detailed guidance on tax benefits, ensuring eligible Austin businesses can make the most of available benefits.

With Austin’s diverse business sectors, how does Selected Benefits ensure relevant coverage?

Our team constantly researches Austin’s business trends. We ensure that our insurance offerings remain relevant and beneficial for all sectors in this dynamic city.