Health Insurance Agents in Austin, TX
Premier Health Insurance Broker Serving Austin
Find the best insurance with Selected Benefits, a premier health insurance broker serving Austin and its surrounding communities. From comprehensive individual or group health insurance coverage to Medicare supplement options, life insurance, and health savings accounts, our expert team can tailor a healthcare insurance solution to your needs and budgetary requirements.
Health Insurance for Individuals and Families
Health insurance is crucial. You’re more likely to get the care you need, have shorter hospital stays, and live a healthier life than people without health insurance. Conventional, employer-provided health insurance is widespread, but it’s not the only way to obtain the coverage you need. As a result of health reform changes, more people than ever are getting individual health insurance policies. Individual health insurance is a policy obtained by a person for themselves and their family that’s aligned with personal needs and budgetary requirements.
Individual health insurance provides an array of benefits:
- Covers essential health benefits
- Available to everyone, regardless of any pre-existing medical condition
- Plan holders can keep policies, even when switching jobs
- Individuals can pick the most suitable policy, including the network of providers and coverage amount
As medical care costs continue to rise, it’s increasingly important to obtain health insurance for you and your family. Selected Benefits compares the benefits, rates, doctors, and hospital networks of insurance companies serving the greater Austin area to find the best option for your situation. Our qualified individual health insurance agents are available to offer advice and answer questions.
Looking for Coverage? Inquire Today to Get Started.
Medicare Supplement Insurance Brokers & Medigap
Medicare covers most of the charges for healthcare services and supplies, but beneficiaries may still be responsible for several out-of-pocket costs that can swiftly add up. A Medicare supplement insurance, or Medigap policy, helps pay for many of these uncovered expenses.
Selected Benefits specializes in Medicare insurance products. We have relationships with all major Medicare supplement carriers in Texas. Our specialists thoroughly analyze your current policy and pinpoint any superior alternatives. If you’re turning 65 in the coming months, our team will also be happy to put together the best combination of plans.
Life Insurance Agent in Austin
Safeguard your family from financial instability in your absence with life insurance from Selected Benefits. While these policies let you leave beneficiaries with a nontaxable amount upon death, they can also cover personal liabilities like mortgages, automobile loans, and other unpaid amounts.
An individual life insurance policy follows you upon retirement or when no longer enrolled in an employer-sponsored insurance plan. Additional benefits of life insurance include the following:
- Covering final costs after you pass away
- Paying off debt
- Replacing income
- Inheritance
- Charitable contributions
Picking a life insurance policy is very important. Selected Benefits matches you with the best option for your budget and needs. We offer term and universal life insurance for individuals and group life businesses. Our experts can also structure custom key man life insurance policies for your company’s upper management, which can be written on certain key employees, with the business as the beneficiary.
Your Benefits Partner
Healthcare in the United States of America is constantly changing, which makes product offerings complicated and hard to understand. Insurance brokers play a vital role in helping individuals, groups, and employers navigate these challenges.
Selected Benefits supports you or your human resources department by offering strategic advice and feedback when selecting a healthcare plan. Additionally, we’re available to answer any questions, helping you stay informed, obtain unbiased information, and get assistance with applications and enrollment processes.
Group Health Insurance for Large and Small Companies
A group health insurance policy is utilized by employers or employee organizations. Its services are offered to eligible participants and their dependents. The principal advantage of group health insurance comes from the increased number of people being insured. By an entity collectively seeking insurance as a group, this will open up more options, at generally lower prices than if the same participants were to seek out coverage individually.
The benefits of group health include:
- Better insurance plans and networks offered
- Potential for lower premiums
- Coverage for all pre-existing conditions
- Better access to care through deeper provider networks
- Tax Incentives for providing health Insurance to employees
- Improves employee morale
Selected Benefits offers various small and large business group medical plans from all major health insurance carriers in Texas. We’ll work closely with your company or its benefits manager to identify policies that enhance employee healthcare benefits, while curbing costs.
We’ll see to It that you can comfortably navigate the complex healthcare insurance marketplace in Austin and its surrounding communities.