Medicare open enrollment starts October 15 and ends December 7 every year. During this time, anyone already enrolled in Medicare can: Switch between Original Medicare and Medicare Advantage Join, change, or drop a Medicare Part D (prescription drug) plan Review and update coverage to better match current health needs or [...]
Why Federal Laws Matter in Health Insurance Understanding health insurance federal laws is crucial for individuals and employers in Texas. These laws form the foundation of health insurance coverage, defining the rules that protect policyholders and set obligations for companies providing benefits. They help create a level playing field for [...]
Understanding where insurance fits in your budget—whether as a fixed or variable cost—can make a big difference in your financial planning. From small business owners balancing employee benefits to individuals navigating healthcare options, cost classification influences how you prepare, spend, and grow. This guide breaks down the ins and outs [...]
Running a business in Texas comes with a long list of responsibilities. One question we hear often is, “Are employers required to provide health insurance in Texas?” The short answer: no, not at the state level. Texas does not have its own law mandating employer-sponsored health insurance. But that’s not [...]
Running a small business involves juggling a lot of responsibilities. Payroll, employee benefits, compliance and general HR services all require time and expertise. For many businesses, that’s where PEO services come in. But what exactly is a PEO—and how do you know if it’s the right fit for your company? [...]
Why ACA Safe Harbor Matters for Texas Employers Texas employers face a complex benefits landscape, and understanding ACA Safe Harbor is key to staying compliant and minimizing IRS risk. The Affordable Care Act (ACA) introduced a variety of rules around what constitutes affordable coverage, particularly for businesses classified as an [...]
Running a business comes with a long list of responsibilities, especially when it comes to managing people. From payroll and compliance to employee benefits and onboarding, many small and mid-sized companies struggle to keep up. That’s where a professional employer organization (PEO) can make a big difference, or so they [...]
PPO health insurance plans continue to be a leading choice for businesses throughout Texas. These plans offer flexibility, broad provider access, and convenience that works well for a variety of needs. Whether you're running a company in Houston, Dallas, or Austin, a PPO plan may be the right solution [...]
If you run a business in Texas with up to 250 employees, you’ve likely faced challenges in managing health insurance costs. Traditional group health plans continue to get more expensive, while many brokers offer limited service. That’s where a level funded health plan comes into the picture. So, what is [...]
Choosing the right group health insurance plan is a major decision for any business. However, many companies forget that reviewing and changing that plan regularly is just as important. Your workforce grows, your expenses shift, and your employees’ needs change. The health coverage that worked well last year might not [...]
Steven Wendlandt (Owner/Agent)
FFM ID: swendlandt
NPN: 7437846
Texas Insurance License: 1197552
Arkansas Insurance License: 7437846
Group Health Insurance offered by iSure, LLC – a Selected Benefits, Inc. and AO Insurance Agency, Inc. partnership.
Toll Free Phone: 866-270-6209
Local Phone: 713-621-1440
info@selectedbenefits.com
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4405 Directors Row
Houston, TX 77092
1412 Main St., Ste 600B
Dallas, TX 75202
225 Ash St.
Conway, AR 72034