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Find Expert Insights, Tips, and Guides From Our Blog

At Selected Benefits, our team shares expert insights, practical tips, and real-world case studies to help our clients make informed decisions about their coverage. Explore our blogs below to find out more.

What is the difference between “in network” and “out of network” on my health insurance policy?

If you have a PPO plan, then you need to know this! In network simply ... What is the difference between “in network” and “out of network” on my health insurance policy?

Why do I need Health Insurance? (Part 1)

This may seem like an obvious answer, but it is a question that is actually ... Why do I need Health Insurance? (Part 1)

Why do I need Health Insurance? (Part II)

But aren’t the insurance companies just ripping people off to make a profit? Another common ... Why do I need Health Insurance? (Part II)

What is a Pre-existing Condition and How Will it Affect my Individual Insurance Policy?

Selected Benefits, we deal with this question on a daily basis and the answer is ... What is a Pre-existing Condition and How Will it Affect my Individual Insurance Policy?

Does my policy cover lab work and x-rays?

Most Texas health insurance policies do include routine lab work as part of your preventive ... Does my policy cover lab work and x-rays?

Why should I purchase traditional health insurance?

When I have found several limited benefit plans that cost less and appear to have ... Why should I purchase traditional health insurance?

Part 1 – What other type(s) of coverage should I think about when purchasing Texas health insurance?

We have several options that will compliment your health care coverage; all of which are ... Part 1 – What other type(s) of coverage should I think about when purchasing Texas health insurance?

Part 2 – What other type(s) of coverage should I think about when purchasing Texas health insurance?

Accidental Injury Plans: These supplemental policies will pay for all expenses related to any covered ... Part 2 – What other type(s) of coverage should I think about when purchasing Texas health insurance?

Since I’m self-employed, is there a better way to purchase disability coverage?

It seems so expensive. You’re correct. The overwhelming majority of both accident and sickness disability ... Since I’m self-employed, is there a better way to purchase disability coverage?

What is a Critical Illness Policy? (Part 2)

How much does it cost and how are premiums determined? The Humana CI cash plan ... What is a Critical Illness Policy? (Part 2)

What is a Critical Illness Policy? (Part 1)

A critical illness policy is a limited indemnity plan that pays a set cash amount ... What is a Critical Illness Policy? (Part 1)

How does my Accidental Injury Plan work in actual practice?

Selected Benefits currently offers several accident plans, but our most popular is from NACD (National ... How does my Accidental Injury Plan work in actual practice?

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