Case Studies
Read Success Stories from Our Clients
These case studies highlight the challenges our clients faced and how we helped them find peace of mind through smarter health coverage.
Over $350k Annual Savings for a 400+ person Healthcare Organization
Selected Benefits partnered with iSure, LLC to address rising healthcare costs and employee dissatisfaction with their traditional high-deductible health plan. After a decade with the same broker, leadership sought a more strategic approach and engaged iSure, which conducted a thorough review, identified inefficiencies, and aggressively negotiated with carriers. As a result, the organization achieved annual savings of $358,964.92 by switching to a $0 deductible plan with fixed copays for surgeries, significantly lowering out-of-pocket costs for employees—saving families an average of $1,600 per year.
From $1,450 to $688: Slashing Benefits Costs with Smarter Negotiation
We succeeded yet again and had excellent results by acting as an advocate for a client to obtain better benefits, along with lower rates across the board. How did we do this? By flipping over a few rocks and finding an option where traditional government agencies never look.
On one of our recent cases involving a government agency, an organization with about 50+ relatively high risk employees, we found a benefits package that satisfied the unorthodox needs of the group and lowered the premiums paid by more $180,000 in annual premium cost when compared to their previous benefits package and more than $500,000 when compared against what their old broker offered. What really stands out is that this group was downsizing significantly, and we still managed to save them monies on a per employee basis. Generally, the insurance business dictates that the larger organizations typically are able to pay far lower rates per employee, but that’s not the case here.
40% Decrease in Insurance costs for an Energy & Oil & Gas Company
You should never be satisfied with the present coverage on your small business health insurance coverage. If you think you’re too small to obtain lower prices for coverage, you would likely be doing yourself a disservice. One of our clients, an energy company with only 5 employees, was shocked that we could deliver what we promised. Unfortunately, they were working with another broker for quite some time, and this person never really shopped around. As a result, the energy company was paying far too much for benefits that could easily be improved if you were willing to do a little legwork.
Retained Close to $100k in Potentially Lost Capital for a Small Logistics Company
Finding the optimal group health insurance can be a matter of trust, and without it, only bad things will happen. We helped an oil company that had a logistics division with 15 employees. Unfortunately, the Broker that they previously worked with made a mess of things; borderline dishonestly, we assume, to line their own pockets in a lazy way. A further complication: the company was moving to another State adding another wrinkle to a closely approaching renewal deadline.
How a 70-Employee Medical Facility Saved $155K in Year One
Many organizations will jump on a package deal from their payroll company, but not so fast. When it came to insuring a medical facility with a large employee base, they discovered that what appeared to be a great deal on a multi-product, bundled benefits plan might initially appear to fit their needs, but proved to be quite inadequate on the inside.
Why Industry Expertise Beats PEO Shortcuts Every Time
While we might not be the biggest insurance broker around, we are certainly proficient when it comes to obtaining the absolute best benefits, all while fitting, or even coming in far below, your budget.
On many occasions, we compete against outsized Professional Employer Organizations (PEOs) to provide corporate benefits, and we beat the pants off of them over 85 percent of the time. We’ll routinely save organizations 20-30% or more on their monthly premiums, all while significantly improving the benefits package and back office services.
We are a boutique health insurance Broker and partner, based in Texas, but with a global reach. Our team will work diligently to tailor group health insurance plans for organizations from just 2, up to 100s of employees. A PEO is generally a huge company that will leverage its economies of scale to offer group benefits paired with back-office carrots that are dangled. Their idea is that bigger is always better, and that will result in lower cost. We have found that this is simply not true.
Texas Dental Office Cut Insurance Costs by 85%
Does the size of your organization affect your outcome? Not at all. Our agency will provide a custom health insurance plan for a business of any size, no matter where in the U.S. you are located. If your company is a relatively small organization with just a few employees, a mid-sized business with eyes on future growth or even a larger, more elaborate business with several hundred employees, we can construct a group health insurance package to meet your organizations’ needs. Bottom line: We will be your trusted advocate in the complex world of group health insurance.
