Texas Private Health Insurance for Individuals and Families
Private Health Insurance Plans in Houston, Austin, Dallas, and San Antonio, Texas
Selected Benefits is a trusted health insurance broker in Texas, proudly serving individuals, families, and businesses across Houston, Dallas, Austin, San Antonio, and beyond. We specialize in helping Texans find affordable health coverage with the right benefits for their needs. Whether you’re looking for an individual plan, coverage for your family, or alternatives for the self-employed, our team makes the process simple. With quick health insurance quotes and personalized guidance, we ensure you get the protection you need at a price that fits your budget.
Why Texans Choose Selected Benefits:
- Affordable rates and customized plan options
- Statewide coverage across major metro areas
- Personalized support from a local, experienced broker
How Individual and Family Health Plans Work in Texas
Texas private health insurance plans give you the flexibility to choose coverage that fits your lifestyle, family needs, and budget. Also known as personal health policies, these options allow you to select the provider network, coverage level, and type of plan that works best for you.
Key benefits include:
- Coverage for Pre-Existing Conditions: All conditions covered, no questions asked (with Marketplace plans).
- Continuous Protection: Keep your plan even if you change jobs.
- Flexibility: Switch providers or plans during open enrollment or with a special enrollment event.
- Reliable Care: Access trusted doctors, hospitals, and specialists.
- Plan Variety: Choose from EPO, PPO and HMO plans tailored to Texas families and individuals.
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Is Private Health Insurance Right for You?
Not every Texan gets insurance through an employer. For many, individual health insurance or family health insurance plans are the best alternatives. If your employer plan is too expensive, doesn’t offer enough coverage, or isn’t available, private insurance may be the right choice.
Private health insurance is ideal for:
- Young adults not covered by a parent’s plan
- Freelancers and the self-employed seeking self-employed health coverage
- Part-time or seasonal workers without employer benefits
- Retirees not yet eligible for Medicare
- Individuals between jobs
Family Health Insurance Options Available in Texas
Finding the right plan for your family can feel overwhelming. With different coverage types, premium levels, and deductibles, it’s important to choose a plan that balances cost and protection. At Selected Benefits, we simplify the process by helping you compare options and make confident decisions.
Here are five common types of family health insurance plans in Texas:
- Group health insurance in Texas: Employer-sponsored coverage offering comprehensive benefits and cost-sharing advantages.
- Health insurance marketplace plans: ACA-compliant options that provide a wide range of benefits and coverage levels.
- Short-term health insurance: Flexible temporary coverage that bridges gaps between longer-term plans.
- Faith-based or health care sharing ministries: Community-based programs that may lower costs but provide limited guarantees.
- Indemnity plans: Flexible policies that reimburse a set amount for specific services, giving you more provider choice.
Our experts guide you through each option, including eligibility for Medicaid in Texas, or additional products. We’ll also help you compare Texas dental insurance coverage, so you can protect your health and finances with confidence.
Get Your Free Texas Health Insurance Quote Today
With healthcare costs continuing to rise, the time to secure coverage is now. For more than 20 years, Selected Benefits has helped Texans navigate the insurance marketplace with confidence. From small business health insurance in Texas to personal plans, our consultative approach ensures you’ll always get the best value.
We also help clients understand key federal health insurance laws so they can make fully informed decisions about their benefits.
Take the next step toward affordable Texas private health insurance. Request your free quote today and compare the best plans for your needs.