Texas businesses with at least two full-time employees may qualify for group coverage. Selected Benefits focuses on employers with 10–100 staff, but we support groups of up to 500.
Houston Group Health Insurance
Health Plans for Businesses in Houston, TX
Rising healthcare costs don’t have to overwhelm your budget. At Selected Benefits, we help Houston employers navigate group health insurance plans with confidence. Whether you’re launching your first benefits package or reevaluating an expensive plan, our expert brokers simplify the process.
We specialize in affordable group insurance solutions for Texas businesses. With deep knowledge of ACA compliance, local regulations, and carrier networks, we help you compare plans and select the best coverage for your team, without the headaches or hidden fees.
Working with a Texas health insurance broker who understands the Houston market can save your company time, money, and stress.
Why Businesses Need Health Insurance
For employers, offering health insurance isn’t just about meeting regulations—it’s a strategic decision that drives growth, improves employee satisfaction, supports recruiting, strengthens retention, and ensures long-term success. Group health insurance delivers essential benefits that can transform your workplace. Our consultative approach goes beyond quoting and comparing. When you work with Selected Benefits, you receive:
- Tailored business health plans built around your company’s size, goals, and budget
- Year-round support, including HIPAA-compliant services and compliance assistance
- Expert guidance on COBRA regulations and employee offboarding
- Enrollment software at no cost to streamline onboarding
- Plan negotiations to secure better rates than off-the-shelf options
- Insights into FSA, HSA, and Section 125 Cafeteria Plan options
- Strategies to support future growth and minimize costly turnover
- Experience working with businesses who have 10–500 high-value employees
- Transparent communication—no surprises, no shortcuts
Unlike big-name brokers, we don’t take the easy route. We do the extra legwork to get your company the best possible deal.
Save Money
Affordable Plans That Fit Your Budget
Group health insurance doesn’t have to break the bank. At Selected Benefits, we specialize in finding cost-effective solutions for Houston businesses. By exploring underwritten or self-insured plans, many of our clients save 15-30% on premiums compared to fully funded, non-underwritten plans.
Not only do we help businesses save on premiums, but we also work to secure more robust benefit options for employees. For instance, by transitioning companies to alternative insurance providers, we’ve helped businesses with 20-30 employees save anywhere from $20,000 to $250,000 annually. These significant savings can be reinvested into your business or used for other employee benefits.
Our brokers analyze your specific needs and connect you with plans that offer the best value, ensuring you get the most coverage for your investment.
Stay Competitive
Attract and Retain Top Talent
Job seekers are looking for more than just a paycheck—they want benefits that support their health and well-being. Offering comprehensive group health insurance helps your business stand out, making it easier to attract high-quality candidates and retain your best employees. Small businesses can use health insurance as a key advantage in competing with larger corporations for top talent.
Our insurance brokers leverage industry expertise and relationships with top carriers to secure affordable, high-value group health plans that fit your hiring goals and budget.
Looking for Coverage?
Inquire Today to Get Started.
Improve Productivity
Keep Your Workforce Healthy and Engaged
Healthy employees are productive employees. Group health insurance gives your team access to preventive care, routine checkups, and essential medical services, reducing sick days and keeping everyone focused on what matters—growing your business. A healthy workforce means fewer disruptions, improved morale, and a more engaged team ready to tackle challenges.
At Selected Benefits, we explore a range of plan options to ensure your team receives the care they need without overspending, so you can focus on building a stronger, more productive workforce.
Simplifying Health Insurance for Houston Businesses
Navigating the world of health insurance can be overwhelming, especially with the requirements of both Texas regulations and federal guidelines. That’s where Selected Benefits comes in. We’re here to:
- Simplify Compliance: We provide guidance on meeting ACA standards while also adhering to Texas-specific rules.
- Offer Comprehensive Plans: Access policies that include preventive services, pre-existing condition coverage, low co-pays, lab work and more.
- Provide Guaranteed-Issue Options: Businesses of any size can secure health coverage for employees without worrying about rejection.
- Optimize Tax Savings: Maximize the tax credits available to your business for offering health insurance.
With Selected Benefits, your business can save money, provide valuable employee benefits, and gain a partner committed to simplifying the insurance process.
Our Health Insurance Solutions for Small and Large Teams
Whether you’re a small startup or a growing enterprise, we offer flexible group health plans that scale with you.
Small Business Health Insurance in Texas
Looking for Houston small business health insurance that delivers value? We help companies with fewer than 50 employees access competitive small group health insurance with attractive benefits for employees. Our brokers find plans that meet state requirements and offer robust care without overpaying.
Large Business Group Insurance Plans
For businesses with 50 or more employees, we’ll guide you through participation and contribution requirements while keeping premiums in check. We understand how to customize plans across departments, locations, and varying compensation levels.
We also offer individual and family health insurance plans for executives, part-timers, or dependents who don’t qualify for group coverage.
Common Questions About Group Health Insurance from Houston Employers
What size business qualifies for group health insurance in Texas?
What are the benefits of working with a Texas health insurance broker?
Working with a licensed broker like Selected Benefits means expert help navigating plan rules, pricing, and paperwork. We negotiate with carriers, ensure ACA compliance, and offer a consultative benefits approach designed to save you money and support your HR needs.
How do group health plans support employee retention?
High-quality employee coverage options help attract and keep top talent. Offering robust health benefits boosts morale and reduces costly turnover.
Is COBRA compliance included in the support?
Yes. We help ensure your business follows all COBRA regulations, including offering continued coverage for qualifying former employees.
How do I choose the right health insurance plan?
We work closely with you to assess company size, budget, demographics, and goals. Then we recommend the most cost-effective, tailored business health plans from top carriers.
Why Choose Selected Benefits for Your Business Health Insurance?
Experience in Business Communities
Don’t let the complexities of health insurance hold your business back. At Selected Benefits, we simplify the process, offering affordable, reliable plans tailored to your needs. Contact us today for a free quote!
Comprehensive Support
Our HIPAA-compliant communication ensures your information is secure, and our knowledgeable team is always available to help. From selecting the right plan and completing enrollment to providing year-round support from licensed customer service specialists, we are with you every step of the way.
Committed to Securing the Best Rates and Coverage
Our brokers have years of experience negotiating with top insurance carriers to secure the best rates for your business. Whether you’re looking for small business health insurance or large group coverage, we’re dedicated to finding solutions that save you money while providing comprehensive benefits.
Take the Next Step in Supporting Your Team’s Health
Don’t let the complexities of health insurance hold your business back. At Selected Benefits, we simplify the process, offering affordable, reliable plans tailored to your needs. Contact us today for a free quote!