Obviously, they cannot discriminate with their hiring practices, but they can certainly offer to pay for a younger employees’ coverage thereby accomplishing the same goal. We see this quite a bit in companies with owners who “need” the younger employees to keep the rates low. Did you ever notice why [...]
Group health insurance is an excellent option for most employees since those plans can offer much greater benefits than plans in the private market, but these plans do come at a cost. If you don’t need the extra benefits, you may want to purchase an individual or family health insurance [...]
How many policyholders will receive rebates and how much will they be? The initial estimates are that about 15 million plus members will receive rebates in the Summer of 2012 for 2011 premiums paid. This equates to about a third of all policyholders who have either individual or family health [...]
Most people don’t realize that healthcare reform might make them eligible for a rebate on the premiums they’ve paid for their health insurance policies since the law was passed. Here are the details: Starting in 2011, the Patient Protection and Affordable Care Act will require health insurance carriers to spend [...]
Here’s one more point I’d like to make. For any parents out there with an employer group plan, you should compare the cost of adding your adult Son or Daughter to your group plan vs. buying a comparable plan in the private Texas health insurance market. You’ll find that the [...]
Our current administration claims that this is one of the best outcomes of the Affordable Care Act and that millions of children and young adults now have coverage as a result of this provision. Now parents can place their adult dependents, up to age 26, on their employer group plans [...]
Option 3: Your spouse may have access to a group insurance plan through their employer. While you may not be covered at the time you find out you're pregnant, you can always add yourself to the plan asap. This is will be a very expensive option in regards to the [...]
The short answer is, no you can't, but there are are several options if you're willing to think outside the box. Option 1: Purchase a Health Savings Account policy (HSA policy). While HSAs will only cover complications of pregnancy (ectopic pregnancy, emergency c section, etc.), the funds deposited in your [...]
Blue Pathways by BCBS of Texas Since our agency is located in Texas, we'll keep this tip for Texas residents only, but your State may have similar offerings by their insurance carriers. This is a child-only policy with limited enrollment period option and the window close on June 30th. This plan [...]
(Part 1) There are several viable options depending on your actual need. Employer Group Health Insurance The first option, if available to you through your employer, is to add the child to your employer’s group health insurance policy. Many of you will find this a very expensive option. The ultimate cost [...]
Steven Wendlandt (Owner/Agent)
FFM ID: swendlandt
NPN: 7437846
Texas Insurance License: 1197552
Arkansas Insurance License: 7437846
Group Health Insurance offered by iSure, LLC – a Selected Benefits, Inc. and AO Insurance Agency, Inc. partnership.
Toll Free Phone: 866-270-6209
Local Phone: 713-621-1440
info@selectedbenefits.com
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4405 Directors Row
Houston, TX 77092
1412 Main St., Ste 600B
Dallas, TX 75202
225 Ash St.
Conway, AR 72034