Option 3: Your spouse may have access to a group insurance plan through their employer. While you may not be covered at the time you find out you're pregnant, you can always add yourself to the plan asap. This is will be a very expensive option in regards to the [...]
The short answer is, no you can't, but there are are several options if you're willing to think outside the box. Option 1: Purchase a Health Savings Account policy (HSA policy). While HSAs will only cover complications of pregnancy (ectopic pregnancy, emergency c section, etc.), the funds deposited in your [...]
Blue Pathways by BCBS of Texas Since our agency is located in Texas, we'll keep this tip for Texas residents only, but your State may have similar offerings by their insurance carriers. This is a child-only policy with limited enrollment period option and the window close on June 30th. This plan [...]
(Part 1) There are several viable options depending on your actual need. Employer Group Health Insurance The first option, if available to you through your employer, is to add the child to your employer’s group health insurance policy. Many of you will find this a very expensive option. The ultimate cost [...]
In addition, with group health insurance, an employer generally offers only 1-3 plan choices and that's it. Take it or leave it. With Selected Benefits, we can place you with any type of plan you desire at any price point. Here's a recent example with one of our clients: Stanley [...]
Since health insurance rates have increased quite a bit due to healthcare reform, many of our clients have chosen to purchase a higher deductible health insurance policy (which comes with a lower monthly premium) in conjunction with an accidental injury plan and a critical illness plan. If you have a [...]
First of all, don't panic. Many of the health insurance carriers have recently announced that they will no longer be offering policies on the Marketplace in 2017. That's ok because only about 1/3 of our clients even have a Marketplace plan. Just about all of the carriers will be offering just as many options off the Marketplace; also called "Off-Exchange". Odds are that if you purchased your plan on the Marketplace, also known as the, Federal Exchange, you are currently receiving a federal subsidy to help pay some of your monthly premium. If your carrier decides to discontinue Marketplace plans for 2017, you have numerous options.
I can barely afford it. Is there anything I can do? We work with quite a few teachers, police officers, fireman, etc and this is a very common question. One would think that with such a large group of people, rates would be cheaper, but that's not the case especially if [...]
Just a few simple steps and you're there. Know that you can enroll in Medicare Parts A and B within 3 months before your 65th birthday month and 3 months after. Once that is complete, its time to consider a Medicare Supplement plan to fill in the gaps of the [...]
There are plenty of options for your situation, but the private insurance market is probably not one of them. Health insurance markets are, by design, constructed so that the monthly premiums that the younger, healthy people pay will go toward the expenses of those who contract illnesses or have accidents. [...]
Steven Wendlandt (Owner/Agent)
FFM ID: swendlandt
NPN: 7437846
Texas Insurance License: 1197552
Arkansas Insurance License: 7437846
Group Health Insurance offered by iSure, LLC – a Selected Benefits, Inc. and AO Insurance Agency, Inc. partnership.
Toll Free Phone: 866-270-6209
Local Phone: 713-621-1440
info@selectedbenefits.com
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4405 Directors Row
Houston, TX 77092
1412 Main St., Ste 600B
Dallas, TX 75202
225 Ash St.
Conway, AR 72034