San Antonio Health Insurance Plans for Individuals and Families
Health insurance is crucial. You’re more likely to get the care you need, have shorter hospital stays, and live a healthier life than people without health insurance.
Find the best insurance with Selected Benefits, a premier health insurance broker serving Austin and its surrounding communities. From comprehensive individual or group health insurance coverage to Medicare supplement, life insurance, and health savings accounts, our expert team can tailor a healthcare insurance solution to your needs and budgetary requirements.
Why Health Coverage Matters
A doctor’s office visit may cost several hundred dollars and a hospital stay can run tens of thousands of dollars, depending on the type of care provided. Most people ca t afford to pay such large sums, especially when it’s impossible to know when illness or injury will occur or how much care might be needed.
Put simply, health insurance is a way to pay for medical treatment. You choose a plan and agree to pay a specific rate, or premium, each month. In return, a health insurer agrees to limit your liability on your medical costs.
- A good insurance plan protects the health and financial future of you and your family
- Creates access to affordable care
- Helps you find healthcare close to home
- Offers peace of mind
Benefits of Individual Health Insurance
Individual health insurance is a policy obtained by a person for themselves or their family that is aligned with personal needs and budgetary requirements. Enrolling in this health insurance policy type offers a variety of benefits.
- Covers essential health benefit
- Available to everyone, regardless of pre-existing medical condition
- Plan holders can keep policies, even when switching job
- Pick the policy that best fits your needs, including the network of providers and coverage amount
- Costs less than other employer-sponsored health insurance offerings, in certain circumstances
Your Trusted Health Insurance Broker for Individuals & Families
With healthcare costs continually rising in San Antonio and the surrounding areas, securing health insurance coverage is increasingly important. The problem is that there are many plans to choose from, and not all are right for your situation.
Selected Benefits is dedicated to finding the right health insurance plan for you and your family. We work with you, comparing the benefits, rates, doctors, and hospital networks from the insurance companies serving the greater San Antonio area. Our professional agents are available to offer advice and answer questions.
Your Source for Medicare Supplemental Insurance, or Medigap, in San Antonio
After years of furthering your career and raising a family, it may be nice to enjoy what San Antonio offers after retirement. It’s home to countless museums, scenic walking paths, and lively events.
While Medicare covers most of the costs associated with healthcare services and supplies, beneficiaries are likely responsible for various out-of-pocket expenses that can swiftly add up. A Medicare Supplement Insurance, or Medigap, policy is a great way to pay for some remaining expenditures.
At Selected Benefits, we specialize in Medicare insurance products. We work with major Medicare supplement carriers in Texas and are adept at quickly analyzing your current policy. When there’s a better alternative out there, our team can find it. Whether you’re already 65 or about to turn 65 in the coming months, we’d love to work on your behalf to find the best combination of plans to suit your unique situation.
Your San Antonio Life Insurance Partner
At its core, life insurance provides financial security for the people you care about. It leaves beneficiaries with a non taxable amount upon your death, enabling them to cover personal liabilities like mortgages, automobile loans, or other outstanding amounts.
An individual life insurance policy follows you upon retirement or when you’re no longer enrolled in an employer-sponsored insurance plan. Here are additional advantages of life insurance:
- Covering final costs after you pass away
- Paying off debt
- Replacing income
- Inheritance
- Charitable contributions
Your life insurance plan will deliver a specified sum of money, shielding those you cherish from potentially devastating financial losses that could result from something happening to you. No two circumstances are identical, however, so it’s crucial to select the best life insurance policy for your situation.
Selected Benefits specializes in matching you with the best option for your budget and needs. We offer term, group, and universal life insurance for individuals and businesses alike. Our experts can even structure custom key man life insurance policies for the upper management of your business.
Your Benefits Partner
Since healthcare in the United States of America is constantly changing, product offerings are often complicated and hard to understand. Insurance brokers play a vital role in helping individuals, groups, and employers in San Antonio and its neighboring communities navigate these challenges.
Selected Benefits supports you or your human resources department by offering strategic advice and feedback when selecting a healthcare plan. Additionally, we’re available to answer any questions. There are many reasons to partner with