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What Our Clients Say About Selected Benefits.


Steve is always great help each year when it comes to choosing my health insurance plan. Very polite. Easy to work with. Always on the ball. Will continue to use and recommend to others.
What Our Clients Say About Selected Benefits.


Why you should trust Selected Benefits to buy your Texas health insurance policy?
Our goal is to educate and inform you about the laws regarding the Affordable Care Act policies (ACA plans). Our licensed and experienced health and life insurance agents will work with you to find the right insurance policy for your needs. Some will be better off outside the Federal exchange, some will benefit most from a Marketplace policy with or without a subsidy and some should form a group health insurance plan for their business, if they don't already have one. Let us analyze your exact situation so you can be confident in your decision.

Our services are free to you. The insurance premiums you pay for an individual or family policy through us are exactly the same as the cost of purchasing directly from an insurer and are equal to the policy premiums filed with the Texas Department of Insurance. Per Texas law, all rates are the same no matter where you buy your policy, so why wouldn’t you use what many consider to be the best health insurance broker in the State of Texas?

We have gone through extensive training from both the Federal government and the applicable insurance carriers to assist you with health insurance policies both on and off the Marketplace created by the Affordable Care Act. Many of you may not realize you will qualify for federal premium subsidies which could greatly reduce or even eliminate your monthly premium depending on your income. The income levels are far higher than most people realize. For those that do not qualify for a subsidy, you can still purchase the plans, you’ll just pay full price. If an ACA compliant policy won’t work for you, we also have plenty of other plan options outside of the jurisdiction of the Affordable Care Act such as short term medical plans, faith based plans and indemnity policies.

We have relationships with major insurance carriers. Our carriers include Aetna, BCBS of Texas, Cigna, United Healthcare, Humana One, Assurant Health, Assurity, Golden Rule, Memorial Hermann Health Insurance Company, OSCAR Insurance Company of Texas, Mutual of Omaha, Independence Holding Company (IHC), Scott & White, National General, Allied and many, many more. Because of our relationships with major medical insurance carriers, we can provide you with information on a broad array of both large and small business health insurance in Texas and individual policies so you can find one that is the right fit.

We offer a variety of different types of insurance coverage. Whether you want to replace the employee benefits package for your company or even look into a business group policy for the first time, we can help. We offer both individual policies including accidental injury, critical illness, child only policies, health savings accounts (HSA policies), individual health insurance both on the Marketplace with a subsidy or off the exchange, temporary or short term medical plans and large, Medicare supplement and large, medium and small Texas group health insurance plans for your business. We have you covered no matter your needs.

We are certified by CMS to assist you with policies both on and off the new Federal Exchange created by the Affordable Care Act. Many of you may not realize you will qualify for federal premium subsidies which could greatly reduce or even eliminate your monthly premium depending on your income. Both our individual health insurance policies and our small business health insurance meet the requirements of the Patient Protection and Affordable Care Act of 2010.

Our goal is to educate and inform you about the laws regarding the Affordable Care Act policies (ACA plans). Our licensed and experienced health and life insurance agents will work with you to find the right insurance policy for your needs. Some will be better off outside the Federal exchange, some will benefit most from a Marketplace policy with or without a subsidy and some should form a group health insurance plan for their business, if they don't already have one. Let us analyze your exact situation so you can be confident in your decision.
ㅤㅤㅤㅤㅤㅤㅤㅤㅤㅤㅤㅤㅤㅤㅤㅤㅤㅤㅤㅤㅤㅤㅤㅤㅤㅤㅤㅤㅤㅤㅤㅤㅤㅤㅤㅤㅤㅤㅤㅤㅤㅤㅤㅤㅤㅤㅤㅤㅤㅤㅤㅤㅤㅤㅤㅤㅤㅤㅤㅤㅤㅤㅤㅤㅤㅤㅤㅤㅤㅤㅤㅤㅤㅤㅤㅤㅤㅤㅤㅤㅤㅤㅤㅤㅤㅤㅤㅤㅤㅤㅤㅤㅤㅤㅤㅤㅤㅤㅤㅤㅤㅤㅤㅤㅤㅤㅤㅤㅤㅤㅤㅤㅤㅤㅤㅤㅤㅤㅤㅤㅤㅤㅤㅤㅤㅤㅤㅤㅤㅤㅤㅤㅤㅤㅤㅤㅤㅤㅤㅤㅤ

Our services are free to you. The insurance premiums you pay for an individual or family policy through us are exactly the same as the cost of purchasing directly from an insurer and are equal to the policy premiums filed with the Texas Department of Insurance. Per Texas law, all rates are the same no matter where you buy your policy, so why wouldn’t you use what many consider to be the best health insurance broker in the State of Texas?
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We have gone through extensive training from both the Federal government and the applicable insurance carriers to assist you with health insurance policies both on and off the Marketplace created by the Affordable Care Act. Many of you may not realize you will qualify for federal premium subsidies which could greatly reduce or even eliminate your monthly premium depending on your income. The income levels are far higher than most people realize. For those that do not qualify for a subsidy, you can still purchase the plans, you’ll just pay full price. If an ACA compliant policy won’t work for you, we also have plenty of other plan options outside of the jurisdiction of the Affordable Care Act such as short term medical plans, faith based plans and indemnity policies.ㅤㅤㅤㅤㅤㅤㅤㅤㅤㅤㅤㅤㅤㅤㅤㅤㅤㅤㅤㅤㅤㅤㅤㅤㅤㅤㅤㅤㅤㅤㅤㅤㅤㅤㅤ

We have relationships with major insurance carriers. Our carriers include Aetna, BCBS of Texas, Cigna, United Healthcare, Humana One, Assurant Health, Assurity, Golden Rule, Memorial Hermann Health Insurance Company, OSCAR Insurance Company of Texas, Mutual of Omaha, Independence Holding Company (IHC), Scott & White, National General, Allied and many, many more. Because of our relationships with major medical insurance carriers, we can provide you with information on a broad array of both large and small business health insurance in Texas and individual policies so you can find one that is the right fit.
ㅤㅤㅤㅤㅤㅤㅤㅤㅤㅤㅤㅤㅤㅤㅤㅤㅤㅤㅤㅤㅤㅤㅤㅤㅤㅤㅤㅤㅤㅤㅤㅤㅤㅤㅤㅤㅤㅤㅤㅤㅤㅤㅤㅤㅤㅤㅤㅤㅤㅤㅤㅤㅤㅤㅤㅤㅤㅤㅤㅤㅤㅤㅤㅤㅤㅤㅤㅤㅤㅤㅤㅤㅤㅤㅤㅤㅤㅤㅤㅤㅤㅤㅤㅤㅤㅤㅤㅤㅤㅤㅤㅤㅤㅤㅤㅤㅤㅤㅤㅤㅤㅤㅤㅤㅤㅤㅤㅤㅤㅤㅤㅤㅤㅤ

We offer a variety of different types of insurance coverage. Whether you want to replace the employee benefits package for your company or even look into a business group policy for the first time, we can help. We offer both individual policies including accidental injury, critical illness, child only policies, health savings accounts (HSA policies), individual health insurance both on the Marketplace with a subsidy or off the exchange, temporary or short term medical plans and large, Medicare supplement and large, medium and small Texas group health insurance plans for your business. We have you covered no matter your needs.
ㅤㅤㅤㅤㅤㅤㅤㅤㅤㅤㅤㅤㅤㅤㅤㅤㅤㅤㅤㅤㅤㅤㅤㅤㅤㅤㅤㅤㅤㅤㅤㅤㅤㅤㅤㅤㅤㅤㅤㅤㅤㅤㅤㅤㅤㅤㅤㅤㅤㅤㅤㅤㅤㅤㅤㅤㅤㅤㅤㅤㅤㅤㅤㅤㅤㅤㅤㅤㅤㅤ

We are certified by CMS to assist you with policies both on and off the new Federal Exchange created by the Affordable Care Act. Many of you may not realize you will qualify for federal premium subsidies which could greatly reduce or even eliminate your monthly premium depending on your income. Both our individual health insurance policies and our small business health insurance meet the requirements of the Patient Protection and Affordable Care Act of 2010.
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We’re Here to Help You!
If you have any questions or concerns about our services, our dedicated support team is here to help. Your information is protected under our HIPAA security system, as your confidentiality is our commitment. We can trust that your communication with us is both confidential and secure. Contact us today and experience peace of mind along with top-notch service.

We’re Here to Help You!
If you have any questions or concerns about our services, our dedicated support team is here to help. Your information is protected under our HIPAA security system, as your confidentiality is our commitment. We can trust that your communication with us is both confidential and secure. Contact us today and experience peace of mind along with top notch service.