Texas Health Insurance for Groups,
Families & Individuals
Why should you trust Selected Benefits to buy your
Texas Health Insurance policy?
We are certified by CMS to assist you with policies both on and off the new Federal Exchange created by the Affordable Care Act. Many of you may not realize you will qualify for federal premium subsidies which could greatly reduce or even eliminate your monthly premium depending on your income. Both our individual health insurance policies and our small business health insurance meet the requirements of the Patient Protection and Affordable Care Act of 2010.
We aim to educate and inform about the laws regarding the Affordable Care Act policies (ACA plans). Our licensed and experienced health and life insurance agents will work with you to find the right insurance policy for your needs. Some of you will be better off outside the federal exchange, some will benefit most from an exchange policy with a subsidy and some should form a group health insurance plan for their business. Let us analyze your exact situation so you can be confident in your decision.
Our services are free to you. The insurance premiums you pay when you purchase a policy through us are exactly the same as the cost of purchasing directly from an insurer and are equal to the policy premiums filed with the Texas Department of Insurance. Per Texas law, all rates are the same no matter where you buy your policy, so why wouldn’t you use what many consider to be the best health insurance broker in the State of Texas?
We have relationships with major insurance carriers. Our carriers include Aetna, BCBS of Texas, Cigna, United Healthcare, Humana One, Assurant Health, Assurity, Golden Rule, Memorial Hermann Health Insurance Company, OSCAR Insurance Company of Texas, Mutual of Omaha, Independence Holding Company (IHC), Scott & White, National General, Allied and many, many more. Because of our relationships with major medical insurance carriers, we can provide you with information on a broad array of both large and small business health insurance in Texas and individual policies so you can find one that is the right fit.
We offer a variety of different types of insurance coverage. Whether you want to replace the employee benefits package for your company or even look into a business group policy for the first time, we can help. We offer both individual policies including accidental injury, critical illness, child only policies, health savings accounts (HSA policies), individual health insurance both on the Marketplace with a subsidy or off the exchange, temporary or short term medical plans and large, medicare supplement and large, medium and small Texas group health insurance plans for your business. We have you covered no matter your needs.
Purchasing Texas health insurance for your small business or as an individual is one of the most intelligent things you can do to protect your financial future. After all, a single illness or accident could lead to devastating medical costs if you are uninsured, not to mention the costs to your health associated with skipping preventive care visits or failing to take needed prescription medications.
Knowing you need a solid health insurance policy and knowing how to buy that insurance are two different things. As such, it is a good idea to turn to an expert to help you with your insurance purchase; let Selected Benefits be that expert.
