Austin Health Insurance

Health insurance is crucial. You’re more likely to get the care you need, have shorter hospital stays, and live a healthier life than people without health insurance.

Find the best insurance with Selected Benefits, a premier health insurance broker serving Austin and its surrounding communities. From comprehensive individual or group health insurance coverage to Medicare supplement, life insurance, and health savings accounts, our expert team can tailor a healthcare insurance solution to your needs and budgetary requirements.

Group Health Insurance for Large and Small Companies

A group health insurance policy is utilized by employers or employee organizations. Its services are offered to eligible participants and their dependents.

The principal advantage of group health insurance is the increased number of people. Collectively seeking insurance usually opens up more options at lower prices than seeking out coverage individually.

  • Better insurance plans offered
  • Lower prices for insurance plans
  • More coverage for pre-existing conditions
  • Better access to care
  • Tax incentives for providing health insurance to employees
  • Improves employee morale

Selected Benefits offers various small and large business group medical plans from all major health insurance carriers in Texas. We work closely with your company or its benefits manager to identify policies that enhance employee healthcare benefits while curbing costs.

Health Insurance for Individuals and Families

Conventional, employer-provided health insurance is widespread, but it’s not the only way to obtain the coverage you need. As a result of health reform changes, more people than ever are getting individual health insurance policies.

Individual health insurance is a policy obtained by a person for themselves and their family that’s aligned with personal needs and budgetary requirements. This type of health insurance policy provides an array of benefits:

  • Covers essential health benefits
  • Available to everyone, regardless of pre-existing medical conditions
  • Plan-holders can keep policies, even when switching jobs
  • Pick the most suitable policy, including the network of providers and coverage amounts
  • Costs less than other employer-sponsored health insurance offerings, in certain circumstances

As medical care costs continue to rise, it’s increasingly important to obtain health insurance for you and your family. Selected Benefits compares the benefits, rates, doctor, and hospital networks of insurance companies serving the greater Austin area to find the best option for your situation. Our qualified agents are available to offer advice and answer questions.

Medicare supplemental insurance, or Medigap

Medicare covers most of the charges for healthcare services and supplies, but beneficiaries may still be responsible for several out-of-pocket costs that can swiftly add up. A Medicare Supplement Insurance, or Medigap, policy helps pay for many of these uncovered expenses, which include:

  • Copayments
  • Coinsurance
  • Deductibles

Selected Benefits specializes in Medicare insurance products. We have relationships with all major Medicare supplement carriers in Texas. Our specialists thoroughly analyze your current policy and pinpoint any superior alternatives. If you’re turning 65 in the coming months, our team will also be happy to put together the best combination of plans.

Life Insurance

Safeguard your family from financial instability in your absence with life insurance from Selected Benefits. While these policies let you leave beneficiaries with a non-taxable amount upon death, they can also cover personal liabilities like mortgages, automobile loans, and other unpaid amounts.

An individual life insurance policy follows you upon retirement or when no longer enrolled in an employer-sponsored insurance plan. Additional benefits of life insurance include the following:

  • Covering final costs after you pass away
  • Paying off debt
  • Replacing income
  • Inheritance
  • Charitable contributions

Picking a life insurance policy is very important. Selected Benefits matches you with the best option for your budget and needs. We offer the term, group, and universal life insurance for individuals and businesses. Our experts can also structure custom key man life insurance policies for your company’s upper management.

We Know Health Insurance
Healthcare in the United States of America is constantly changing, which means product offerings are often complicated and confusing. Insurance brokers play a vital role in helping individuals, groups, and employers navigate these challenges.

Selected Benefits supports you or your human resources department by offering strategic advice when selecting a healthcare plan. Additionally, we’re available to provide feedback and answer questions. Here’s why you should partner with us:

  • Stay informed
  • Obtain unbiased information
  • Get assistance with applications and enrollment processes
  • Troubleshoot issues

Selected Benefits endlessly works so you can comfortably navigate the complex healthcare insurance marketplace in Austin and its surrounding communities.

For more information, give us a call.