When small to mid-sized businesses in Texas begin looking for health insurance options, many turn to Professional Employer Organizations, or PEOs. These companies promise a comprehensive approach to HR, payroll, compliance, and group health insurance. At first glance, this bundled solution appears to save time and money. But once employers [...]
It’s a little early to tell just yet, but here are some likely outcomes. There have been some big, behind the scenes changes recently from Washington DC that will affect your choices of health insurance in Texas in the coming months. In this article, we’ll discuss three changes you may [...]
What else do I need to know? As we approach the close of open enrollment for the 2017 season, many of our clients still have questions, so we’ll do our best to address some of them in this article. When is open enrollment over? Open enrollment officially ends on [...]
Let’s take you through the steps you’ll need in order to enroll in a Houston health insurance policy for 2018. Open enrollment is about to begin for plan year 2018 and you’ll need to know a few things to get started. First and foremost, the enrollment season this year will [...]
Many current and future clients are still not aware of what the laws are surrounding the ACA with regard to their individual health insurance plans. It's going on year nine now, after all, so let's do a quick rundown. Essential Health Benefits: As it currently stands, in order for a [...]
So let’s break this down piece by piece and you’ll quickly see the difference between small group and individual health coverage. Network Access: In Houston, there are only four health insurance carriers currently offering plans to individuals and families (non-group plans) and all four offerings are HMOs. The bummer of [...]
This is a common question from many of our small business owners. Some operate under a corporate veil and some as a sole proprietorship. Either way, you must meet certain tests in order for the health insurance carriers to accept your application for coverage. First and foremost, the State is [...]
I’m very surprised that since the Patient Protection & Affordable Care Act has been in place since 2010, that many of you are still not aware of the basic rules and what it can do for you. Please don’t get political on me, this is simply a case study of [...]
Over the past year or so, we have converted about 20% of our clients from an individual policy over to a small group health plan through their business. Why would we do that, you ask? Let’s answer that question by being specific about a real client of ours in the [...]
Understanding the History of Small Group Insurance A bit of historic interest: Texas is considered by many to be the home of modern group health insurance. Though various forms of ‘insurance’ have been in existence since ancient times, it was in Dallas in 1929 that Justin Kimball implemented an idea [...]
Steven Wendlandt (Owner/Agent)
FFM ID: swendlandt
NPN: 7437846
Texas Insurance License: 1197552
Arkansas Insurance License: 7437846
Group Health Insurance offered by iSure, LLC – a Selected Benefits, Inc. and AO Insurance Agency, Inc. partnership.
Toll Free Phone: 866-270-6209
Local Phone: 713-621-1440
info@selectedbenefits.com
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4405 Directors Row
Houston, TX 77092
1412 Main St., Ste 600B
Dallas, TX 75202
225 Ash St.
Conway, AR 72034