Open enrollment for Texas health insurance is closed.
How can I buy an individual health insurance policy? Well you missed it. The government has now limited the open enrollment season for Texas health insurance policies from November 1st to December 15th, 2017, but you are not without options. Let’s take a look at several choices and see if we still can’t get you […]
2017 Health Insurance Open Enrollment is Nearing a Close
What else do I need to know? As we approach the close of open enrollment for the 2017 season, many of our clients still have questions, so we’ll do our best to address some of them in this article. When is open enrollment over? Open enrollment officially ends on December 15th, 2017, but there […]
What are my choices during the 2018 season of health insurance open enrollment with in Houston?
Let’s take a look at four common options. Three of our four options are insurance products and one is not. Three are compliant with the ACA and, therefore, will keep you from paying the 2.5% shared responsibility payment from the IRS. One will not, but it’s quite inexpensive. Small group health insurance (ACA compliant): […]
Open Enrollment Guide for Individual Health Insurance in Houston
Let’s take you through the steps you’ll need in order to enroll in a Houston health insurance policy for 2018. Open enrollment is about to begin for plan year 2018 and you’ll need to know a few things to get started. First and foremost, the enrollment season this year will only last from November 1st-December […]
What is the current state of the Affordable Care Act with regard to individual health insurance?
Many current and future clients are still not aware of what the laws are surrounding the ACA with regard to their individual health insurance plans. It’s going on year nine now, after all, so let’s do a quick rundown. Essential Health Benefits: As it currently stands, in order for a plan to be “ACA compliant”, […]
What are the differences between small group health insurance and individual health insurance?
So let’s break this down piece by piece and you’ll quickly see the difference between small group and individual health coverage. Network Access: In Houston, there are only four health insurance carriers currently offering plans to individuals and families (non-group plans) and all four offerings are HMOs. The bummer of it is that none of […]
“I hate my Texas health insurance policy” and other topics of recently received emails.
Well another season of Texas health insurance open enrollment is upon us and some things have changed a great deal. This article will discuss what has changed, what has stayed the same and why I continue to receive emails with lovely topics. First and foremost, please note that it is not my fault that you […]
What health insurance carriers will be operating in Houston, Texas this upcoming 2017-2018 season of open enrollment?
While we do have a few more days for the health insurance carriers in Texas to announce their plan designs and rates for the upcoming season, we can be pretty sure that it’s already set as of the day of this article. As it stands now, it looks like there will be 4 health insurance […]
Pros and cons of small group health insurance versus an individual or family health insurance policy.
As we ended 2016 and began 2017, our agency sensed a “sea change” within our clients and what they want in their health insurance benefits going forward. The frustration over the Affordable Care Act along with the government’s inability to make any real changes going forward was palpable. Since the government seems incapable of agreeing […]
State of the upcoming 2018 Houston health insurance market for Families & Individuals
Well here we are again. The Affordable Care Act, even with the showdown in Washington, looks to be here to stay for at least another year. I realize that Trumpito is trying to let it die a natural death, but that would be very unlikely given the fact that many of you would have zero […]
