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Another rule change for the Small Business Group Health Insurance Market

Well we knew it wouldn’t last forever, but the Federal government just passed down another rule change that will provide another small roadblock for some Texas small businesses who wish to form a small group plan. In years past, we used to be able to form a small group plan for businesses that were made […]

The fate of healthcare reform….what’s next? (Part 1)

In the past few weeks, the Supreme Court decided the ultimate fate of the new healthcare reform law passed by Obama in 2010. In a few more weeks, Americans will have a better idea of the ramifications of their decision. There are four likely outcomes of this landmark decision and each will decide the fate […]

How can a temporary health insurance policy benefit me?

Temporary health insurance in for Texas residents can be used for a variety of reasons including, but not limited to: 1) A person in between jobs as a short term medical insurance can be much less expensive than COBRA. 2) A person waiting for employer benefits to begin. 3) A person who is a seasonal […]

What is a Certificate of Coverage and why is it Important?

A Certificate of Coverage will show proof of prior, continuous health insurance coverage to your new health insurance carrier. The document typically contains the names of all insureds along with their dates of birth and the effective and termination dates that they were insured under the prior insurance plan. All private health insurance plans have […]

I want my old PPO plan back! What can I do?

Since the Patient Protection & Affordable Care Act, also referred to as “Obamacare”, was passed into law in 2010, this is a common question that has been on the minds of many Americans. While Selected Benefits only provides services for those who need Texas health insurance policies, the problem is certainly nationwide. As the health […]